City girls need protection from wintery weather, too, but not necessarily in the same style as their country cousins. While a lady in the mountains needs some technical gear to keep her comfy, urbanites need to balance warmth, weather protection, and style, a see saw act that Marmot's nailed with the Chelsea Women's Down Coat. The knee length cut is all about the classic trench coat look, but the waterproof 2L MemBrain laminate and fully taped seams provide real rain, sleet, and snow protection, unlike a flimsy coat that can cost just as much. A traditional trench doesn't offer much in the way of warmth, either, but the Chelsea's 700 fill down insulation keeps you as warm as a summer subway car, without all the unpleasant accompaniments. Even the details are designed to keep you cozy the hand pockets, media pocket, and snap cuffs are lined with fleece, and the down filled hood features a removable synthetic fur ruff that helps you embrace your inner femme fatale if you're feeling saucy.