The Marmot Men's Central Insulated Jacket keeps you warm on your urban commute. The Thermal R insulation is lightweight and warm, and it remains wet even if it gets wet. Strong nylon Cordura wraps up that insulation in a package that's difficult to destroy. The Central features an elastic drawcord at the hem to keep in warmth and seal out cold. The chest pocket holds small items like your lip balm, and the internal pocket holds your phone and wallet, leaving room for your hands to warm up in the soft front pockets.